Can car rental companies force you to buy insurance?
States require car rental companies to carry insurance on their vehicles. Optional damage waivers are strongly encouraged by car rental companies, even though customers may already be covered by auto insurance, a credit card or travel insurance. The policies can routinely double the cost of your rental.
What happens if someone hits me in a rental car?
Liability in rental car accidents works just like it does in other vehicle accidents. So, if you are hit by someone who is driving a rental car, and that person is found to be at fault for the accident, then he or she will be liable for the resulting damages (injuries, vehicle damage, etc.).
How do you get a rental car when someone hits you?
If you don’t have rental reimbursement coverage and the other driver was at fault, you can use the negligent driver’s insurance company to provide you with a rental car. In order to do this you must first open a claim. Once a claim is open the adjuster will work with you to arrange a rental car.
What should I do if I scratch my rental car?
Minor damage to a rental car, such as scratches, dents, or a chipped windshield are covered by the Damage Waiver. The Damage Waiver is an optional protection product you can purchase with your car rental.
Can you rent a rental car without insurance?
The simple answer to this question is “yes.” You can rent a car without having car insurance. In fact, that’s one of the reasons why rental car companies offer their own insurance in the first place. But if you don’t already have your own insurance, you may need to buy some from the rental agency.
How do I get off Enterprise do not rent list?
The first and most obvious alternative is to try another rent from another company not affiliated with the company the place you own their list. If Enterprise or some other company is your only or lowest cost option, ask a friend or relative to borrow their car and offer to pay for the rental vehicle as a replacement.
Do you have to pay car rental insurance?
An LDW/CDW is not an insurance policy, by signing on the dotted line, you’re paying the car rental agency to waive its right to pursue you for damages or losses. The simple answer is no, you don’t need to buy this coverage. But, you’ll need to make you’re covered appropriately before you turn it down.
What happens if I file a claim for rental car damages?
Find out, too, if your regular auto insurance includes rental car damages, although keep in mind that if you do file a claim with your insurance company, that’s considered a chargeable accident and may affect your future insurance rates.
What should I do if I get hit by a rental car?
Typically, after making sure everyone involved is safe and calling the police (and getting a copy of the police report), contact the rental car company immediately. Don’t move or do anything to the car until you’ve talked to the car rental agency.
Do you have rental car insurance in Europe?
The counter agent says: “American rental car insurance doesn’t work in Europe. You need to buy a collision damage waiver from us.” You say: “My plan documents clearly say I have coverage in this country.” Rental car insurance can get especially tricky (and expensive) in Europe.