Can I get travel insurance with medical condition?
Under most standard travel medical insurance policies, if you have pre-existing medical conditions that have not been stable for the required period when you purchase your travel insurance policy (usually 90, 120 or 180 days, depending on the policy) then any medical issue you have while travelling related to those …
Can you get travel insurance with a pre-existing condition?
And, yes, you can get travel insurance if you have a pre-existing condition.
What is classed as a pre-existing medical condition?
A medical illness or injury that you have before you start a new health care plan may be considered a “pre-existing condition.” Conditions like diabetes, COPD, cancer, and sleep apnea, may be examples of pre-existing health conditions.
Do I need to declare arthritis on travel insurance?
Do you need to declare that you have arthritis? Yes, it’s important to get comprehensive travel insurance for arthritis that will cover you if you get ill and need treatment while you’re abroad. It’s also important if you need to cancel your trip as a result of your arthritis.
What is a stable pre-existing condition?
Generally, a pre-existing medical condition is considered STABLE, if there has been no change in medication (increase, decrease, stopping, new medications), no new symptoms, no new treatment or tests, new medical consultation or referral to a specialist, no hospitalization, no test results showing deterioration, no new …
What is pre-existing medical condition travel insurance?
Quite simply, a pre-existing condition is an injury, illness or medical condition that caused someone to seek treatment, presented symptoms, or required medication. This may have taken place anytime within 120 days prior to and including the plan’s purchase date.
Do you need travel insurance with Martin Lewis?
Martin Lewis on travel insurance for the over 70s Martin Lewis’ travel advice to over 65 and 70 year olds is similar to that for younger travelers. Honesty where pre-existing medical conditions are concerned is a must. This may mean you need to get specialist travel cover but at least you know your holiday insurance will be valid.
Can a travel insurance company cover a medical condition?
Most travel insurance companies will offer cover for ALL medical conditions, or NO medical condition, regardless of any relation. It’s medical cover. You wouldn’t cover for 3 wheels of a car and not the 4th. as a result of the awaited treatment or investigation you become unable to travel on your planned trip.
Can a travel insurance policy not cover covid-19?
Not covering your medical conditions with personalised travel insurance could put you out of pocket. All of our travel insurance policies include cover for COVID-19, so if you’re diagnosed with coronavirus while abroad, you’ll be covered.
What happens if you Dont Tell Your Travel Insurance about a pre-existing condition?
If you have a pre-existing medical condition you did not tell the insurer about when you arranged cover, you won’t be covered for any medical treatment you need while on holiday that’s related to that condition. ALWAYS tell your insurer about any medical conditions (see our Pre-existing Conditions Travel Insurance guide ).