What is Navpu investment?

What is Navpu investment?

Net Asset Value Per Unit or NAVPU is the unit price of a fund. The product provider computes it by dividing the fund’s overall value by the total number of units the fund has. It may increase or decrease daily, depending on the fund’s performance in the market.

What is Uitf in BDO?

BDO Unit Investment Trust Funds (UITFs) are trust products. They are NOT DEPOSITS and are not insured by PDIC. Any income or loss arising from market fluctuations and price volatility of the securities held by the UITFs, even if invested in government securities, is for the account of the investor.

Is Uitf a good investment?

A UITF is a curated investment fund managed by experts to ensure high yield and quality returns. It’s the perfect investment option if you don’t have the time or knowledge for actual stock trading because it lets experts manage your investments through securities, bonds, equities, and other best-in-class instruments.

What is Peso Balanced fund?

BDO Peso Balanced Fund is an open-end unit trust incorporated in the Philippines. The Fund aims to provide an investment outlet for risk-taking clients who are aware of the potential for high yields in stock market investments but also are knowledgeable of the potential for capital losses in the same market.

Is higher Navpu better?

Simply put, the NAV represents the fund’s intrinsic worth. Financial advisors believe a higher or lower NAV is irrelevant to investors. For example, suppose you are investing in two schemes with same portfolios.

Is a high Navpu good?

If you withdraw when the NAVPU is higher than when you entered, you’ve gained from your investment. If you withdraw when the NAVPU is lower than when you entered, you will lose money.

Which is better time deposit or Uitf?

On the other hand, time deposits offer a better alternative to high-yield savings accounts because they have much higher interest rates. With UITFs, your money has the potential to earn as much as a time deposit, while maintaining enough liquidity that allows you to redeem and withdraw your cash anytime.

Can you lose money in Uitf?

But obviously, UITFs are far from risk-free. Their own investments can lose money due to changes in interest rates, drop in market prices of bonds and stocks, changes in exchange rates, an inability to sell assets quickly, or failure of a borrower to repay its obligation.

Which is better balanced fund or equity fund?

Instead of risking all your money in equity, the balanced fund helps you invest prudently with lower risk. A balanced fund can be equity-oriented or debt-oriented. An equity-oriented balanced fund invests at least 65% of its assets in equities. The rest of the fund’s corpus is invested primarily in equities.

Which is better bond fund or balanced fund?

If you are close to retirement age, invest in a bond fund to preserve your savings. A balanced fund provides steady growth and lower risk. If you have a higher risk tolerance and have many years before retirement, investing in a balanced fund may not provide enough of a return.

Is low NAV good?

Ideally, most would say the one with the lower NAV would work better. Yes, a lower NAV would give you more units, and a higher NAV would put lesser number of units in your hand, but remember the value of your investment in both cases would be same.

What do you need to know about BDO Bank?

BDO’s online bank service is as easy as one-two-three. You can check your account balance, pay bills, send money, view your transaction history, get electronic financial statements, and more. BDO guarantees fast, safe, and convenient transactions. Enroll in BDO’s online banking services today.

Is there a BDO peso balanced fund in the Philippines?

Touch device users, explore by touch or with swipe gestures. BDO Peso Balanced Fund is an open-end unit trust incorporated in the Philippines.

Which is easy investment plan of BDO Unibank?

BDO’s Easy Investment Plan provides a solution to all these investor questions and concerns. The EIP is designed to allow you to: Beat inflation by investing in the bond and/or equity markets, not simply in bank deposits. Make investments affordable in amounts as small as Php 1,000 per month but immediately earning as much as large accounts.

How to contact the BDO customer service center?

For inquiries please email us at [email protected] or call BDO Customer Contact Center at (+632) 631-8000.