How do I check my application status for a Discover Card?
Other Ways to Check Your Application Status If your application decision is still pending, you can check online or call the credit card application status phone number (for Discover, it’s 1-800-347-3085) and ask them if there is anything you can do to speed up the review.
How do I know if Discover approved?
You can check your Discover card application status online or by phone: (800) 347-3085. Both methods are available 24/7. You just need to confirm your identity by inputting your Social Security number (SSN) and you’ll find out whether your Discover credit card application is approved, denied or pending.
How long does Discover Bank take to approve?
The Discover loan timeline includes around up to 3 business days to get approved for a Discover loan and another up to 7 business days to receive the funds after approval. Keep in mind that this is a typical applicant’s experience, and in some cases it could take longer.
Why would Discover deny my application?
The reasons will be listed in the denial letter Discover sends out shortly after its decision. They may include an annual income below what’s needed to make minimum monthly payments, a low credit score, too many recent credit inquiries or a high amount of debt, among others.
Which Discover Card is easiest to get?
Why it’s one of the easiest credit cards to get: The Discover it® Student chrome offers 1 – 2% cash back on purchases, doubles your first-year earnings as an anniversary present, and charges a $0 annual fee. You don’t need any prior credit experience to get approved for this card.
What does your credit score have to be to get a Discover card?
A 700+ credit score is needed to get most Discover credit cards, but there’s no minimum credit score needed for a few Discover cards. You can get the Discover it® Secured Credit Card with a bad credit score (300+).
How long does it take to get your Discover it secured card?
Receive your Discover It card: After you’re approved, Discover will send your secured card in the mail within 10 days.
Can I have 2 Discover checking accounts?
Effective June 16, 2019, you may be an owner, either individual, joint or any combination of the two, of two (2) Cashback Debit accounts. For customers who currently have more than two Cashback Debit Accounts, the limit will not apply to the existing accounts, but no additional Cashback Debit accounts will be opened.
What banks take Discover?
Participating Banks and Credit Unions
| Wells Fargo | HNB |
|---|---|
| US Bank | M Bank |
| TD Bank | Santander Bank |
| Suntrust Bank | Trustmark |
| BB & T | BMO Harris |
Does Discover ask for proof of income?
American Express and Discover are the two main credit issuers who routinely request Form 4506-T to verify your income.
What kind of credit score is needed for a Discover Card?
Is 940 a good credit score?
Their scores range from 0-999. A credit score of 721-880 is considered fair. A score of 881-960 is considered good. A score of 961-999 is considered excellent (reference: https://www.experian.co.uk/consumer/guides/good-credit-score.html).