What is DriveXpert?
DriveXpert is black box insurance, also known as telematics insurance, that offers discounts for being a safe driver. So whether you’re cruising along a country road in your convertible or pootling through town in your Punto, the safer you drive, the more you can potentially save.
Is DriveXpert comprehensive?
Comprehensive cover, covers you if your car is stolen, damaged by fire or accidentally damaged. You’re also covered for claims made by other people for bodily injury or damage to their property.
How does privilege Drive Xpert work?
It all works using the DriveXpert app on your smartphone. So, there’s no need to plug a ‘black box’ into your car. The app monitors a range of environmental and behavioural factors to work out how safe a driver you are. It then assigns you a driving score.
How does a plug in black box work?
Self-installed black box policies work in the same way as installed boxes, by recording your driving behaviour. As the name suggests, a self-installed black box is a device you install yourself. These black boxes are also known as plug-in or plug-and-drive devices and are usually provided by your insurer direct.
Who is Privilege insurance owned by?
U K Insurance limited
Privilege insurance policies are underwritten by U K Insurance limited (UKI), who owns the brands Privilege, Direct Line, Churchill and Green Flag. When you give us your information, it will be used and shared within UKI for all of its own branded products.
Do all black boxes have a curfew?
Myth 1: All telematics companies set driving curfews Not all black box insurances set curfews. However, the risk of having an accident is higher at night, so driving frequently in the dark will increase your risk – which could lower your driving score.
Can I cancel my privilege car insurance online?
You can now make a number of changes to your home or car policy online, with My Account. Starting a claim, changing a policy or renewing your insurance can all be done online.
Where does my black box go?
The black box is often fitted out of sight, behind the dashboard of your car, or on the battery, which means you may be able to see it. However, it won’t cause any disruptions or impact your journeys in any way no matter where it’s placed.
How do you plug in a black box?
Self-installed black box insurance
- Self-install devices are simple to use — just plug it into your car’s USB port, OBD socket or 12V adapter.
- The price of the box is usually included in your premium, and you won’t have to pay to install the box it if you change cars — simply unplug it and install it in your new car.
What does the drivexpert app do for You?
The DriveXpert app works in the background to record details about your journeys, so make sure your mobile is with you when you’re driving. You may be eligible for a discount at renewal. If you drive safely and get a high driving score, you will be rewarded with a discount when you renew your insurance. What will the app measure?
What do you need to know about drivexpert insurance?
DriveXpert – the Privilege Telematics insurance scheme, underwritten by U K Insurance Limited. Driving Score – (also referred to as Score) is our assessment of your driving behaviour and is used to determine your Awards. Onboard Diagnostics (OBD) port – a socket in your car, which is used by engineers to identify faults with your car.
Do you need a black box to use drivexpert?
You’ll get an upfront discount and safe drivers could save money on their insurance renewal. It all works using the DriveXpert app on your smartphone. So, there’s no need to plug a ‘black box’ into your car. The app monitors a range of environmental and behavioural factors to work out how safe a driver you are.
How can I Register my car with drivexpert?
Once you’ve got your welcome email, you can download the DriveXpert app and register. The DriveXpert app works in the background to record details about your journeys, so make sure your mobile is with you when you’re driving. You may be eligible for a discount at renewal.