What is the monthly fee for netspend?
$9.95 a month
Rates and fees If you are planning to get a Netspend Visa Prepaid Card, the best way is to do it online, as the application is free. Purchasing a Netspend card from any retail location will cost you up to $9.95. The pay-as-you-go plan has no monthly fees, whereas the monthly plan charges $9.95 a month.
Does netspend charge for online transactions?
See the Online Account Center for details about the methods of payment available. Netspend does not charge for this service, but your wireless carrier may charge for messages or data. See the program FAQs and Terms and Conditions in your Online Account Center for additional details about how and when you get rewarded.
Where can I use my netspend card without a fee?
If you have a MoneyPass Netspend ATM card, you can then withdraw for free at MoneyPass ATMs. You can use the ATM locater in your app to find the closest ATM point.
Is there a fee to use prepaid Visa?
A monthly fee is a fixed fee you pay each month even if you don’t use the card. Some cards may waive the monthly fee under certain circumstances. For example, some prepaid cards waive the monthly fee if you have your pay or benefits directly deposited into your prepaid account.
Why is NetSpend so bad?
Netspend Card Cons Steep monthly fee for basic fee plan and no way to waive the fee completely. No free network for cash reloads or withdrawals. Inactivity fee if you stop using the card, among other fees that many prepaid cards don’t have.
Does NetSpend have hidden fees?
Netspend Prepaid Visa cards are available on a pay-as-you-go plan, where every purchase will incur a transaction fee….Summary of Main Fees.
| Fee Type | Pay-As-You-Go Plan | Monthly Plan |
|---|---|---|
| Purchase Transaction Fee | $1.50 for PIN and signature transactions | $0 |
| ATM Withdrawal | $2.50 | $2.50 |
How much money can you have on a NetSpend card?
Editorial and user-generated content is not provided, reviewed or endorsed by any company. You can load a maximum of $2,500 on a NetSpend card over any 24 hour period. This is the maximum cumulative amount of in store cash value loads. The maximum amount for direct deposits and tax refund ACH deposits is $15,000.
Why is netspend so bad?
Does netspend have hidden fees?
Which prepaid cards have no fees?
The 9 Best Zero-Fee Reloadable Prepaid Cards
- Chime Credit Builder Visa. Visit site.
- Featured. American Express Bluebird.
- Featured. NetSpend Visa Prepaid Card.
- PayPal Prepaid MasterCard.
- Brinks Prepaid MasterCard.
- Movo Virtual Prepaid Visa Card.
- Starbucks Rewards Visa Prepaid Card.
- Fifth Third’s Access 360° Prepaid Debit Card.
What gift cards have no fees?
Visa Gift Cards Without Activation Fees
- Navy Federal Credit Union. Navy Federal Credit Union offers Visa gift cards to their members.
- TD Bank. The TD Bank Visa Gift Card is offered to account holders and can be used anywhere Visa cards are accepted.
- Bank of the Ozarks.
- Republic Bank.
Does Netspend charge to load money?
Load fees vary from zero to $3.95. Find the lowest-cost Netspend Reload Network location nearest to you.
Is NetSpend a good card?
The NetSpend® Visa® Prepaid Card is good for people with no credit or banking history who want to enjoy the convenience of using a card to make purchases. The card gives you many ways to load cash, including from your mobile device.
Does Netspend have a FlashPay ID?
Netspend owns a service called FlashPay. The feature allows you to receive funds to your Netspend prepaid card account and send money to other Netspend accounts. So, it is like an identification number of your account. You will automatically be assigned with a unique FlashPay Id.
Where to find Netspend card?
The type of retailers that sell NetSpend cards varies widely—from drug and grocery stores to office suppliers and travel agencies. NetSpend has partnerships with many national chains, including Office Depot, Walgreens , 7-Eleven, CVS Pharmacy, and Walmart.
Is Netspend FDIC insured?
NetSpend offers Visa and MasterCard prepaid cards to its customers. State and federally regulated financial institutions partner with NetSpend to issue the cards, which are insured by the Federal Deposit Insurance Corporation (FDIC). The cards allow consumers to add, spend, withdraw and manage money.