What is the credit limit for First Premier credit card?
Unlike a secured card, the First Premier Mastercard requires no security deposit. Yet the card allows you to get approved even with bad credit, qualify for a credit limit as high as $1,000, and to build or rebuild your credit history.
Is First Premier Bank a credit card?
The First PREMIER® Bank Mastercard® Credit Card has great benefits and valuable tools for those who’d like to make financial progress.
Does First Premier do a hard inquiry?
Yes, the First Premier Bank Mastercard does a hard pull on your credit when you apply for it online. You can apply with a bad credit, but a hard pull usually causes your credit score to further drop by 5-10 points. You can learn more about how to minimize the credit score damage here.
How do I add money to my First Premier credit card?
You can transfer funds between your First PREMIER Bank accounts by either logging into Online Banking or Mobile Banking and choosing the “Funds Transfer” option under the “Transactions” menu. You can also call Bank-by-Phone at 800-315-6350 or you can call 800-501-6535 to speak to Customer Care.
How much is the annual fee for premier credit card?
Fees on First Premier credit cards Program fee of: $95. First year annual fee: $75. First-year monthly fees: $0. Annual fee after first year: $45.
What credit agency does First Premier Bank use?
Pros Explained. Card Activity Reported to Credit Agencies: First Premier Bank reports credit card activity to the major credit bureaus—Experian, Equifax, and TransUnion—each month.
What credit bureau does First Premier Bank use?
On the plus side, First Premier reports your activity to the major credit bureaus TransUnion, Experian and Equifax. I wouldn’t suggest applying for any of the cards First Premier has to offer. If you have bad credit or no credit score at all, there are plenty of other, more favorable credit cards you could try getting.
Does First Premier require a deposit?
The primary appeal of First Premier cards is that they are “unsecured.” That means that, unlike secured credit cards, they don’t require an upfront security deposit.
Can I withdraw cash from my First Premier credit card?
You can withdraw money from the First Premier Bank Credit Card as a cash advance. If you take a cash advance, you’ll need to pay a cash advance transaction fee of $8 or 5% of the cash advance, whichever is greater. And, you’ll start accruing interest on cash advances immediately.
Should I cancel my First Premier credit card?
If you do it within 30 days of receiving the cardholder contract, the program fee or any other fees charged will be refunded. Considering First Premier’s high annual and monthly fees and APR, canceling this card is probably a good idea.
Does First PREMIER Bank do a hard pull?
Yes, the First Premier Bank Mastercard does a hard pull on your credit when you apply for it online. You can apply with a bad credit, but a hard pull usually causes your credit score to further drop by 5-10 points.
Can I go over my credit card limit with First Premier Bank?
You cannot go over your First Premier Bank Mastercard credit limit. If you find yourself maxing out your credit card often, a better alternative would be to just ask for a credit limit increase.
How to make payments to first Premier card?
Make your First Premier Credit Card payment online by visiting the First Premier website (see Resources). Click on “Enroll Now.”. Input your credit card number, expiration date and the three-digit code found on the back. Then enter your name and billing address. Create a user name and password and click “Register Card.”.
How to check your first Premier application status?
Firstly visit the official website by using the link https://www.firstpremier.com/
How to active first Premier credit card?
Visit your nearest First Premier Bank ATM
Where is my first Premier credit card?
How to Login My first Premier Card. you are already registered with the First PREMIER Bank Credit Cardwebsite then go to the home page at https://www.mypremiercreditcard.com/login.aspx. You will see the ‘Sign In’ option in the upper right corner. Click on the Sign In option. Enter your User ID in the black box provided there on the page.