What credit score do you need for BMO Harris credit card?

What credit score do you need for BMO Harris credit card?

600
In general, applicants with a credit bureau score of at least 600 or those who do not have a credit history are eligible. Your current debt and income will also be reviewed to help ensure the repayment plan fits your needs. You can also access resources to improve your financial wellness from our partner SpringFour.

What are BMO Rewards points worth?

How much are your BMO Rewards points worth? It is important to note that BMO “Rewards” and “Points” are the same and will be used interchangeably. The dollar value of a BMO Rewards point remains constant at $0.0067, as you receive a $1.00 credit for every 150 points when redeeming for travel rewards.

Is BMO Harris a Mastercard member bank?

BMO Harris Bank Debit Mastercard® is available to all BMO Harris personal banking customers.

Is BMO Harris legit?

Overall bank rating The bottom line: BMO Harris Bank is a U.S. subsidiary of Canada’s Bank of Montreal with headquarters in Chicago. The bank has good checking options coupled with a large ATM network, but it has a low savings account interest rate and high overdraft fees.

What is a good credit score BMO?

725
Scores above 725 are very good. Scores above 760 are considered excellent. If you have a low score, it may be harder for you to get approved for a loan, mortgage, or credit card.

What can BMO Rewards be used for?

The BMO Rewards program is super flexible, letting you redeem points for travel (flights, hotel stays, cruises, and vacation packages), as well as gift cards, merchandise, and more.

Can I use my BMO debit card as a Mastercard?

Yes, your BMO Debit Card can be used wherever Mastercard is accepted around the world.

Can I use my debit Mastercard as a credit card?

The Bottom Line on Debit Cards as Credit Cards Whether you use your debit card as credit or debit, the funds will still be withdrawn from your checking account. You can use your debit card to make a payment processed as credit, but you can’t use your debit card for credit in most cases.

Is BMO Harris a Canadian bank?

BMO Harris Bank, N.A. is a United States bank based in Chicago, Illinois. BMO Harris Bank has over 600 branches and 1,300 ATMs and employs 14,500 staff in the United States.