What is SBI Card eligibility?
The applicant requesting for an SBI credit card is a resident of India. The applicant is not below the minimum age limit of 18 years and not above the maximum age limit of 65. The CIBIL score of the individual is above 750. The applicant has a regular source of income. The minimum annual income is Rs.2 lakh.
Is SBI Irctc card free?
It offers value back benefits on booking tickets through IRCTC along with rewards on other purchases. Read on to know more about this SBI Card….
| Key Highlights of SBI IRCTC Credit Card | |
|---|---|
| Annual Fee | Rs. 500 + Taxes |
| Fuel Surcharge | 1% fuel surcharge waiver across all petrol pumps in India |
What is the salary limit for SBI credit card?
Key Highlights of SBI Credit Card Eligibility
| Age | 21 to 60 |
|---|---|
| Income Requirement | Minimum of INR 18,000 per month |
| Employment | Salaried or Self-Employed |
| Interest Free Period | Up to 50 days |
| ATM Cash Withdrawal Charges | 3.0% of amount withdrawn or INR 300 |
Which SBI credit card is best for low income?
SBI Credit Card Offers and Fees for Low-Income Individuals
| SBI Credit Cards | Fees |
|---|---|
| SimplySave SBI Advantage Credit Card | – Annual Fees- ₹499 – Renewal Fees- ₹499 per annum – Add-on Fees- NIL |
| FBB SBI StyleUp Credit Card | – Annual Fees- ₹499 – Renewal Fees- ₹499 per annum – Add-on Fees- NIL |
Can I get credit card with 10000 salary?
Only a very few lenders will have credit cards for people who have a salary of Rs. 10,000. Apart from your salary, your credit history will also be checked, if you want to qualify for these credit cards. If you have a good credit score, you have a better chance of getting approved for a reasonable credit limit.
What is minimum salary required for credit card?
Salary is a crucial deciding factor for credit cards. Someone earning say Rs 50,000 per month is eligible for a different type of card than a person earning Rs 25,000 per month. On an average, income requirement is between Rs 1,44,000 and Rs 25,00,000 per annum for both salaried persons and self-employed.
What is SBI RuPay?
This credit card offers a wide range of benefits under the category of travel in terms of accelerated points and also benefits under other categories such as fuel surcharge and lounge benefits. The card comes with an annual fee of Rs. 500 and an interest rate of 3.50% per month.
What is SBI RuPay card?
The SBI RuPay debit card, which is a Rupay card, is designed to help domestic customers simplify their online and offline purchases. The State Bank of India is the largest nationalized bank in India and the world’s forty-third largest bank. Its coverage is extensive both in the urban and rural areas in India..
What’s the lowest credit card limit?
Your first credit limit may be as low as $100 if your first credit card is from a retail store, but you might be approved for a slightly larger credit limit up to $500 if your first credit card is issued by a bank or credit card company.
Can I get credit card with 15k salary?
Banks do provide credit cards for low salaried (Rs 8,000- Rs 15,000) depending on the annual income. Eligibility on the card will be 3 times of the monthly salary.
Can I get credit card with 20000 salary?
To avail this card, one should be the account holder of the bank. To avail this card, the salaried individual must have gross income of at least Rs 1,20,000 per annum and a self-employed individual must earn at least Rs 10,00,00 per month in order to be eligible.
Which is better VISA or RuPay?
Card Type: RuPay card associate offers only the option of debit cards, whereas VISA offers debit as well credit cards. Safety and security: With regard to safety and security of transactions, both RuPay and VISA card associates are equally good.
Who is eligible for IRCTC SBI reward points?
1. The Program is open to holders of IRCTC SBI Card (“SBI Card/s”) whose accounts are valid and in good standing and any other Card so determined by SBICPSL. 2. The IRCTC SBI Card must not be overdue, suspended, blocked, cancelled or terminated by SBICPSL at the time of accrual of Reward Points.
Which is the best credit card for Indian Railways?
The SBI Railway Card is an internationally valid credit card brought to you by SBI Card, India’s leading credit card issuer and Indian Railways through its subsidiary, IRCTC (Indian Railway Catering and Tourism Corporation Limited).
How to check eligibility of SBI credit card?
Go to BankBazaar, hover above ‘ Cards ‘ and click on ‘ Credit Cards ‘. Beside the IRCTC SBI Platinum card, click on ‘ Check Eligibility’. After proving your eligibility, answer the questions asked on the next page. Upload the documents asked for and click ‘ Submit’.
How many reward points can I get with SBI credit card?
IRCTC SBI Card users can get 1 reward point for every Rs.125 spent on non-fuel retail purchases, including railway ticket purchases done via IRCTC website or mobile application. For example, if you book railway tickets worth Rs.5000, you will get 40 reward points.