What are the benefits of having a Sears credit card?

Shoppers who make frequent large purchases at Sears benefit the most from getting a Sears card. The biggest benefit to having one of the cards is to get either 5% off a large purchase or no-interest financing. The majority of the benefits come from spending at least $299 a year on most of the categories.

What is the difference between Sears Card and Sears Mastercard?

The Sears MasterCard is the superior option (as compared to the Sears Credit Card) available for frequent shoppers of Sears or Kmart. In addition to being invited to cardholder-exclusive shopping events, you’ll earn points that can be redeemed on purchases at the two retailers.

Is the Sears Mastercard a good card?

Card Rating: 3 Out Of 5 Stars These cards aren’t useful for most Sears shoppers, however, because you’ll need to spend a lot of money at once to access the most useful rewards and financing deals. But they have no annual fee, so as long as you avoid interest they could potentially be pretty useful.

What will happen to my Sears Mastercard?

— The account gets closed. — The card can still be used for online or other purchases within that brand. — The issuer will assign your line of credit to another retailer. Even if you didn’t choose to close the account, it will still have an impact.

What is Sears MasterCard APR?

High Regular APR: Both the Sears Mastercard and the Sears Store Card have a 25.24% (V) regular APR.

How do I use my Sears MasterCard points?

Information

Add item(s) to your cart and proceed to checkout.
Enter your shipping/store pickup/delivery information and continue.
On the Payment page, click on “Shop Your Way Points” and check ‘Redeem’ and choose the amount of points you want to redeem as shown below:

Who owns Sears MasterCard?

The Sears credit card is issued and managed by Citibank. Further, if your Sears card is a MasterCard, you will be able to continue to use at other merchants it even if Sears goes out of business. If you have a balance on your account, you will continue to make payments to Citi, just as you have for years.

Can I use my Sears MasterCard at Walmart?

Can my Sears Platinum Credit Card be used at Walmart for purchases? Yes, it can be used at any store that accepts MasterCard, including Walmart.

Who owns Sears Mastercard?

What is Sears Mastercard APR?

How do I get cash from my Sears MasterCard?

You can get a Sears credit card cash advance from pretty much any ATM that accepts Mastercard, both in the U.S. and abroad, once you request a PIN from customer service. Cash advances with the Sears card are very expensive, though.

How much is 1000 points worth at Sears?

Within the program, 1,000 points is equal to $1 in value.

What are the benefits of a Sears credit card?

Is there a points limit on the Sears credit card?

You may never hit that limit, but many rewards cards impose no points cap at all. Keep in mind that you can redeem your rewards only through Sears, Kmart and the Shop Your Way program. That’s fairly typical among store credit cards, but a general-purpose cash-back credit card would offer much more redemption flexibility.

Can You Use Your Sears credit card at Kmart?

You’ll also earn 2% back in points on eligible Sears and Kmart purchases and 1% back in points on other eligible purchases. Sears Card: This store credit card can be used only in Sears stores or at Sears.com, as well as at Kmart. It doesn’t earn rewards, but it gives cardholders monthly deals and special offers in-store or online.

Is there an annual fee for a Sears credit card?

Neither of the Sears cards charges an annual fee, which is typically the case for similar store cards. This can make it easier for you to keep the card open for a longer period of time. The average age of your accounts is a factor that affects your length of credit history, so having cards open for longer can impact your credit score.