What is a Good score with Equifax?
420-465
Equifax scores range from 0-700. 380-419 is considered a fair score. A score of 420-465 is considered good. A score of 466-700 is considered excellent (reference: https://www.finder.com/uk/equifax).
Is 453 a Good Equifax score?
Your score falls within the range of scores, from 300 to 579, considered Very Poor. A 453 FICO® Score is significantly below the average credit score. Many lenders view consumers with scores in the Very Poor range as having unfavorable credit, and may reject their credit applications.
Is 667 a Good Equifax score?
70% of U.S. consumers’ FICO® Scores are higher than 667. What’s more, your score of 667 is very close to the Good credit score range of 670-739. With some work, you may be able to reach (and even exceed) that score range, which could mean access to a greater range of credit and loans, at better interest rates.
Is Equifax 735 a Good credit score?
A FICO® Score of 735 falls within a span of scores, from 670 to 739, that are categorized as Good. The average U.S. FICO® Score, XXX, falls within the Good range. 21% of U.S. consumers’ FICO® Scores are in the Good range.
How reliable is Equifax?
Trusted: Equifax is one of the major credit bureaus and has a highly regarded reputation.
Why is Equifax score so low?
The reason that your Equifax score is lower than your TransUnion score is based on the fact that TransUnion adds personal information and employment data that is weighted into their model. The other two only report the name of your employer and do not add any weight to that fact.
Is a credit score of 674 good?
A 674 FICO® Score is Good, but by earning a score in the Very Good range, you could qualify for lower interest rates and better borrowing terms. A great way to get started is to check your credit score to find out the specific factors that impact your score the most and get your free credit report from Experian.
Why is Equifax score so different?
When the scores are significantly different across bureaus, it is likely the underlying data in the credit bureaus is different and thus driving that observed score difference. So, make sure the credit scores you are comparing are actual FICO Scores. The FICO scores should be accessed at the same time.
What is the credit score range for Equifax?
The Equifax Credit Score ranges from 280-850. It is calculated using information in your Equifax credit report. Poor: 280-559 Fair: 560-659 Good: 660-724 Very Good: 725-759 Excellent: 760-850. The Equifax credit score is an educational credit score designed to give you an idea of where your credit stands.
Are there any credit bureaus that use Equifax data?
Furthermore, no creditor exclusively pulls data from a single credit bureau for every application. This applies to Equifax data, as well as Experian and TransUnion.
What’s the difference between TransUnion and Equifax credit scores?
Equifax’s credit score scale change brings it almost in line with Experian’s which ranges from 0 to 999 but you still might find it confusing as the bands don’t correlate and TransUnion’s credit score only goes up to 710. For example, a score of less than 560 is ‘very poor’ with Experian and ‘poor’ with TransUnion but ‘good’ with Equifax.
How can I get free credit report from Equifax?
You can also create a myEquifax account to get six free Equifax credit reports each year. In addition, you can click “Get my free credit score” on your myEquifax dashboard to enroll in Equifax Core Credit ™ for a free monthly Equifax credit report and a free monthly VantageScore® 3.0 credit score, based on Equifax data.