What does it mean when TransUnion investigated your dispute and deleted this information from your credit report?

What does it mean when TransUnion investigated your dispute and deleted this information from your credit report?

Disputes Related to Your Personal Information or an Inquiry Deleted: The item was removed from your credit report. Processed: The item was either updated or deleted. Remains: The company reporting the information has certified to Experian that the information is accurate, so the item has not changed.

Does dispute TransUnion work?

TransUnion usually finishes an investigation and provides you the results about 30 days from the receipt of your dispute. TransUnion does not note your credit file when an investigation is in process. It will change the disputed information as you requested if the creditor does not respond in a timely manner.

How long does TransUnion take to resolve a dispute?

20 business days
How does TransUnion investigate my dispute? TransUnion will initiate an investigation as soon as all your documentation is received to substantiate your dispute or query. Investigations are typically concluded within 20 business days.

Can TransUnion be sued?

Thanks to an arbitration clause in your TransUnion terms of service contract, you can’t sue TransUnion in any court except small claims court. It can be complicated and time consuming, but suing TransUnion in small claims court often ends with a favorable ruling for the plaintiff.

What is a good score on TransUnion?

between 661 and 720
A good score with TransUnion and VantageScore 3.0 is between 661 and 720. As your score climbs through and above this range, you can benefit from the increased freedom and flexibility healthy credit brings. Some people want to achieve a score of 850, the highest credit score possible.

Can I get a refund from TransUnion?

Will TransUnion grant me a refund when I cancel my account? No, unfortunately, TransUnion waivers any responsibility to give you a full or partial refund when you cancel your membership to its services.

Is TransUnion higher than Equifax?

The reason that your Equifax score is lower than your TransUnion score is based on the fact that TransUnion adds personal information and employment data that is weighted into their model. The other two only report the name of your employer and do not add any weight to that fact.

What do I need to file a TransUnion dispute?

If you choose to file your TransUnion dispute via phone, you’ll need a current copy of your TransUnion credit report in hand before calling. If you pulled your report from the TransUnion website, it will contain an important File Identification Number — aka FIN — which will help expedite the identity verification process.

Who is the contact information for TransUnion data reporting?

Please contact your Data Reporting Representative or the Data Operations team at [email protected] or (800) 303-9664. Our Creditor Contact information on the Credit Report is incorrect. Who can we contact to update our information?

Can you dispute your credit score with TransUnion?

As the information in your credit report changes, your score changes. For that reason, we are unable to accept a dispute regarding your credit score. We can, however, investigate the information on your TransUnion Credit Report if you believe it is inaccurate or incomplete. For more information on credit scores, check out our blog.

Where can I get my TransUnion credit report?

If you pulled your report from the TransUnion website, it will contain an important File Identification Number — aka FIN — which will help expedite the identity verification process. Once you have your TransUnion credit report, call 1-800-916-8800 — 8 a.m. to 11 p.m. EST, Monday-Friday.