What credit score do you need for Citi double cash credit card?
700 or higher
You need a good credit score to get approved for the Citi Double Cash Card. That means applicants need a credit score of 700 or higher for good approval odds. Simply having a 700 credit score does not guarantee approval, however.
What does double cash on a credit card mean?
Earning Rewards The Citi Double Cash Card offers a simple rewards system. Though not quite as straightforward as a flat 2% cash-back card, the card’s 1% cash back when purchases are made and an additional 1% when the card is paid off rewards a total of 2% to those who pay at least the minimum due on time.
Is Citi double cash a hard pull?
Approval odds The Citi Double Cash Card is recommended for users with good to excellent credit so you’ll want to ensure you meet those requirements before you apply. Citi also allows applicants to see if they pre-qualify for any credit card offers without a hard pull on their credit.
What kind of card is a Citi double cash?
Mastercard ® credit card
The Citi ® Double Cash Card is a Mastercard ® credit card that provides Cardmembers with cash back rewards. Cardmembers earn 2% cash back by earning 1% cash back on purchases, plus an additional 1% cash back as they pay for those purchases. To earn cash back, pay at least the minimum payment on time..
Is Citi or Capital One Better?
Citi Double Cash Card is a better credit card than Capital One Quicksilver because it provides more ongoing value, even though it may not be as lucrative during the first year.
Is Citi double cash card accepted everywhere?
The Citi Double Cash Card is a Mastercard. This means that you can use the card virtually everywhere in the world that accepts credit cards.
How do I increase my Citi double cash?
Since the Double Cash card does not offer any bonus categories, the best way to maximize your cash-back/point earnings with the card is to use it for every purchase you make.
What’s the easiest Citi card to get?
Citi® Secured Mastercard®
The easiest Citi card to get is the Citi® Secured Mastercard® because it is the only one that will accept applicants with limited credit (less than 3 years of credit history). This card requires a $200 refundable security deposit but has a $0 annual fee.
Is Citi double cash good?
Besides the great cash back rate, the Citi Double Cash is also great for those who have debt on other cards and want to really make a dent in it. If you have other credit cards with balances and a high interest rate, the Citi Double Cash card’s attractive 0% intro APR on balance transfers for 18 months is a good incentive to transfer your balance.
Do rewards expire with Citi double cash back?
A key to redemption, if there is one, is to make sure that you do so before any reward expires (if they expire at all). For example, your cash rewards balance earned from your Citi® Double Cash Card will expire if you haven’t earned cash back from purchases or payments for 12 months. Just as important as when to redeem is what to redeem for.
Is the Citi double cash back card Visa or MasterCard?
The Citi ® Double Cash Card is a Mastercard credit card that provides Cardmembers with cash back rewards. Cardmembers earn 2% cash back by earning 1% cash back on purchases, plus an additional 1% cash back as they pay for those purchases. To earn cash back, pay at least the minimum payment on time.
Do credit cards charge for cash back?
Credit cards that allow cash back without fees are few and far between. The most common is the Discover credit card, which features a cash over program. With cash over, you can get cash back on purchases at participating stores the same way you would with a typical debit card.